The UK housing market is showing signs of recovery and despite a few challenges, there are many areas of opportunity for brokers.

Read on as we outline recent changes in the housing market, opportunities you should look out for and how Crystal Specialist Finance can support when it comes to closing complex cases – helping you save time and earn commission.

Mortgage Approvals Rise

Mortgage approvals for house purchases increased to 63,000 in May, from 60,600 in April, indicating growing demand (source: Capital Economics). This supports the latest forecast for a 2% house price increase in 2025. We should expect stronger growth in affordable regions like the North West (6%) and North East (5%) (source: Savills).

House Price Outlook

Lower mortgage rates and easing lending criteria are expected to drive a recovery in the second half of 2025. That said, a weaker economy may temper growth. Forecasts now point to a stronger rebound of 5% in 2026 (source: Capital Economics).

Affordability Improves

A reduction in monthly payments combined with wage growth outpacing house prices is boosting affordability. Changes to lending rules could allow borrowers to access £39,000 more (source: Savills).

Partnering with a Specialist

As the market evolves, your clients may require tailored finance solutions, and that’s why partnering with an expert in specialist lending is key. At Crystal Specialist Finance we help you save time throughout the process of initial application through to completion. With our CrystalHUB, you can submit an application online in under 10 minutes, as well as track case progress via the secure dashboard. With our streamlined processes we can complete cases quickly, allowing you to earn more commission upon completion. Our access to exclusive lenders for competitive rates, flexible criteria and prompt commission payments make us the clear choice.

Whether it’s a bridging loan, development finance, a high LTV mortgage, second charge secured loan or support for adverse credit, we turn client problems into solutions, helping you earn on deals that might otherwise fall through.

Get in touch to see how we can support!

Click here to explore our services and tools. Alternatively, call our New Business Advisers on 01827 337710 if you have a case you’d like to discuss.